Terms and Conditions

The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

  • Legal Notice
  • All notices from Ruth C. Howard to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to Ruth C. Howard shall be made either by e-mail, sent to the address we provide on our Web site, or first class mail to our address at:

    2909 Barcelona St.
    #1503
    Tampa, FL 33629

    Delivery shall be deemed to have been made by You to Ruth C. Howard five (5) days after the date sent.


  • Copyright
  • All content appearing on this Web site is the property of:

    Ruth C. Howard
    2909 Barcelona St.
    #1503
    Tampa, FL 33629

    Copyright © 2015-2017 Ruth C. Howard. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2015-2017 Ruth C. Howard. All rights reserved.


  • Use Of Site
  • This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. Ruth C. Howard and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Ruth C. Howard believes that customer conduct violates applicable law or is harmful to the interests of Ruth C. Howard and its subsidiaries.


  • Privacy Policy
  • Ruth C. Howard use of personal information that you may submit to Ruth C. Howard through this Web site is governed by the Ruth C. Howard Privacy Policy.


  • Shipping & Delivery
  • At this time, Ruth C. Howard ships merchandise to locations within the United States and U.S. territories, including Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands. Additionally, Ruth C. Howard ships merchandise to Canada and Mexico, but not to other international locations. The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier.


  • Sales Tax
  • Ruth C. Howard charges sales tax for merchandise ordered on this Web site based on the applicable state sales tax rate and the location to which the order is being shipped.